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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,265 | $49,280-56.8% | $67,313-68.4% | $64,173-66.9% |
| Participation rate | 96.2% | 60.8%+35.4pp | 69.1%+27.1pp | 69.6%+26.6pp |
| Annual return | -9.49% | -1.39%-8.1pp | -4.08%-5.4pp | 7.63%-17.1pp |
| Employer contribution / active EE | $3,674 | $1,668+120.2% | $2,566+43.2% | $2,381+54.3% |
| Participant deferral / active EE | $5,193 | $2,484+109.0% | $3,568+45.5% | $3,470+49.7% |
| Admin fee / account holder | $574 | $3,863-85.1% | $4,507-87.3% | $4,887-88.3% |