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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,541 | $47,922-48.8% | $75,900-67.7% | $65,186-62.4% |
| Participation rate | 94.3% | 63.0%+31.4pp | 69.3%+25.1pp | 70.2%+24.1pp |
| Annual return | 78.43% | 24.12%+54.3pp | 30.73%+47.7pp | 29.39%+49.0pp |
| Employer contribution / active EE | $2,932 | $1,557+88.3% | $2,501+17.2% | $2,177+34.7% |
| Participant deferral / active EE | $4,687 | $2,550+83.8% | $3,604+30.1% | $3,514+33.4% |
| Admin fee / account holder | $1,540 | $532+189.7% | $5,421-71.6% | $847+81.7% |