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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,707 | $159,934-75.2% | $147,005-73.0% | $145,959-72.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.85% | 98.24%-82.4pp | 418.76%-402.9pp | 561.95%-546.1pp |
| Employer contribution / active EE | $7,975 | $5,287+50.8% | $4,934+61.6% | $4,661+71.1% |
| Participant deferral / active EE | $12,032 | $8,427+42.8% | $8,070+49.1% | $6,689+79.9% |
| Admin fee / account holder | $7,326 | $15,053-51.3% | $13,006-43.7% | $13,398-45.3% |