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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,707 | $160,040-75.2% | $147,096-73.0% | $145,877-72.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.85% | 98.49%-82.6pp | 419.75%-403.9pp | 551.28%-535.4pp |
| Employer contribution / active EE | $7,975 | $5,289+50.8% | $4,936+61.6% | $4,663+71.0% |
| Participant deferral / active EE | $12,032 | $8,429+42.7% | $8,071+49.1% | $6,691+79.8% |
| Admin fee / account holder | $7,326 | $15,050-51.3% | $13,005-43.7% | $13,402-45.3% |