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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,035 | $160,040+46.9% | $147,096+59.8% | $145,877+61.1% |
| Participation rate | 42.9% | 84.0%-41.2pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 9.01% | 98.49%-89.5pp | 419.75%-410.7pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,360 | $5,289-74.3% | $4,936-72.4% | $4,663-70.8% |
| Participant deferral / active EE | $4,518 | $8,429-46.4% | $8,071-44.0% | $6,691-32.5% |
| Admin fee / account holder | $18 | $15,050-99.9% | $13,005-99.9% | $13,402-99.9% |