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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,604 | $72,177-9.1% | $115,038-43.0% | $59,633+10.0% |
| Participation rate | 26.9% | 72.6%-45.6pp | 81.4%-54.4pp | 68.7%-41.7pp |
| Annual return | -2.80% | 12.02%-14.8pp | 26.14%-28.9pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $1,065 | $2,841-62.5% | $4,608-76.9% | $2,203-51.7% |
| Participant deferral / active EE | $4,416 | $4,783-7.7% | $6,026-26.7% | $3,192+38.4% |
| Admin fee / account holder | $283 | $4,927-94.3% | $8,175-96.5% | $4,297-93.4% |