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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,833 | $138,075-35.7% | $123,552-28.1% | $135,379-34.4% |
| Participation rate | 36.8% | 84.7%-47.9pp | 82.3%-45.5pp | 82.6%-45.8pp |
| Annual return | -8.49% | 153.70%-162.2pp | 119.20%-127.7pp | 519.79%-528.3pp |
| Employer contribution / active EE | $1,915 | $5,152-62.8% | $4,628-58.6% | $4,779-59.9% |
| Participant deferral / active EE | $6,190 | $6,800-9.0% | $6,426-3.7% | $5,609+10.4% |
| Admin fee / account holder | $10 | $10,917-99.9% | $9,285-99.9% | $10,828-99.9% |