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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,319 | $88,778+136.9% | $81,844+157.0% | $145,884+44.2% |
| Participation rate | 72.7% | 75.1%-2.3pp | 72.4%+0.3pp | 80.3%-7.6pp |
| Annual return | 12.94% | 1033.03%-1020.1pp | 778.87%-765.9pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,197 | $3,087-61.2% | $2,916-58.9% | $4,662-74.3% |
| Participant deferral / active EE | $2,101 | $4,648-54.8% | $4,323-51.4% | $6,690-68.6% |
| Admin fee / account holder | $3,326 | $8,430-60.5% | $7,355-54.8% | $13,392-75.2% |