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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,429 | $92,766+50.3% | $82,763+68.5% | $134,545+3.6% |
| Participation rate | 90.9% | 75.2%+15.7pp | 72.6%+18.3pp | 81.2%+9.7pp |
| Annual return | -21.19% | 946.97%-968.2pp | 702.45%-723.6pp | 418.37%-439.6pp |
| Employer contribution / active EE | $12,733 | $3,273+289.0% | $3,008+323.3% | $4,742+168.5% |
| Participant deferral / active EE | $8,447 | $4,802+75.9% | $4,395+92.2% | $6,401+32.0% |
| Admin fee / account holder | $15,542 | $5,978+160.0% | $5,325+191.9% | $11,431+36.0% |