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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,999 | $109,905+72.0% | $98,506+91.9% | $167,553+12.8% |
| Participation rate | 72.7% | 75.8%-3.1pp | 73.3%-0.6pp | 82.1%-9.4pp |
| Annual return | 14.24% | 1960.20%-1946.0pp | 1494.92%-1480.7pp | 478.89%-464.7pp |
| Employer contribution / active EE | $1,843 | $3,226-42.9% | $2,961-37.8% | $4,840-61.9% |
| Participant deferral / active EE | $3,067 | $4,674-34.4% | $4,277-28.3% | $6,343-51.6% |
| Admin fee / account holder | $6,889 | $6,760+1.9% | $5,955+15.7% | $12,316-44.1% |