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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,502 | $150,442-13.9% | $136,295-5.0% | $147,585-12.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.84% | 1049.09%-1031.3pp | 5155.97%-5138.1pp | 578.56%-560.7pp |
| Employer contribution / active EE | $3,923 | $5,256-25.4% | $4,695-16.5% | $4,876-19.6% |
| Participant deferral / active EE | $11,978 | $6,630+80.6% | $6,247+91.7% | $5,439+120.2% |
| Admin fee / account holder | $26,771 | $10,905+145.5% | $9,243+189.6% | $10,885+145.9% |