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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,895 | $135,956-11.1% | $123,894-2.4% | $273,972-55.9% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 9.38% | 56.63%-47.2pp | 47.52%-38.1pp | 41.46%-32.1pp |
| Employer contribution / active EE | $8,682 | $5,170+67.9% | $4,617+88.1% | $4,869+78.3% |
| Participant deferral / active EE | $22,380 | $6,343+252.8% | $5,984+274.0% | $5,287+323.3% |
| Admin fee / account holder | $24,850 | $9,817+153.1% | $8,357+197.4% | $10,133+145.3% |