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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,184 | $199,109+12.6% | $173,730+29.0% | $154,746+44.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 8.28% | 20.02%-11.7pp | 19.96%-11.7pp | 172.34%-164.1pp |
| Employer contribution / active EE | $6,302 | $5,311+18.6% | $4,577+37.7% | $4,379+43.9% |
| Participant deferral / active EE | $5,804 | $7,113-18.4% | $6,326-8.3% | $6,730-13.8% |
| Admin fee / account holder | $5,941 | $20,916-71.6% | $17,523-66.1% | $14,365-58.6% |