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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,184 | $178,174+25.8% | $156,181+43.5% | $137,256+63.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 8.28% | 84.19%-75.9pp | 64.87%-56.6pp | 220.34%-212.1pp |
| Employer contribution / active EE | $6,302 | $4,972+26.8% | $4,294+46.8% | $4,156+51.6% |
| Participant deferral / active EE | $5,804 | $6,888-15.7% | $6,132-5.4% | $6,407-9.4% |
| Admin fee / account holder | $5,941 | $17,404-65.9% | $14,586-59.3% | $12,270-51.6% |