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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,138 | $183,592+133.7% | $155,574+175.8% | $145,877+194.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.82% | 61.37%-51.6pp | 64.87%-55.0pp | 551.28%-541.5pp |
| Employer contribution / active EE | $4,853 | $5,317-8.7% | $4,676+3.8% | $4,663+4.1% |
| Participant deferral / active EE | $10,000 | $6,466+54.7% | $5,629+77.6% | $6,691+49.5% |
| Admin fee / account holder | $5,784 | $19,316-70.1% | $15,914-63.7% | $13,402-56.8% |