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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,306 | $217,432+37.2% | $185,849+60.5% | $167,536+78.1% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 14.46% | 148.42%-134.0pp | 122.10%-107.6pp | 478.82%-464.4pp |
| Employer contribution / active EE | $2,394 | $5,875-59.3% | $5,169-53.7% | $4,839-50.5% |
| Participant deferral / active EE | $5,200 | $6,357-18.2% | $5,569-6.6% | $6,342-18.0% |
| Admin fee / account holder | $2,720 | $19,818-86.3% | $16,244-83.3% | $12,315-77.9% |