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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,985 | $180,459+21.9% | $154,108+42.7% | $135,380+62.5% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | -10.70% | 888.21%-898.9pp | 735.21%-745.9pp | 519.81%-530.5pp |
| Employer contribution / active EE | $2,316 | $6,035-61.6% | $5,298-56.3% | $4,779-51.5% |
| Participant deferral / active EE | $4,800 | $5,806-17.3% | $5,081-5.5% | $5,609-14.4% |
| Admin fee / account holder | $2,393 | $16,145-85.2% | $13,411-82.2% | $10,828-77.9% |