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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $29,389 |
COMMERCE BANK1 year Service code 99 922 WALNUT · KANSAS CITY, MO 64106 | Other Fees | $24,106 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,417 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,411 | $63,924+72.7% | $108,582+1.7% | $55,167+100.1% |
| Participation rate | 68.5% | 74.3%-5.9pp | 79.6%-11.1pp | 69.0%-0.5pp |
| Annual return | 10.56% | 15.31%-4.7pp | -51.70%+62.3pp | 169.23%-158.7pp |
| Employer contribution / active EE | $1,913 | $1,879+1.8% | $3,758-49.1% | $1,963-2.5% |
| Participant deferral / active EE | $2,694 | $3,067-12.2% | $4,311-37.5% | $3,054-11.8% |
| Admin fee / account holder | $635 | $618+2.9% | $7,645-91.7% | $504+26.1% |