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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,663 | $83,045+85.0% | $130,045+18.2% | $71,511+114.9% |
| Participation rate | 63.6% | 74.1%-10.6pp | 78.5%-14.9pp | 67.9%-4.4pp |
| Annual return | 15.22% | 20.61%-5.4pp | -137.30%+152.5pp | 28.86%-13.6pp |
| Employer contribution / active EE | $2,527 | $2,623-3.7% | $4,321-41.5% | $2,589-2.4% |
| Participant deferral / active EE | $3,912 | $4,436-11.8% | $5,820-32.8% | $4,291-8.8% |
| Admin fee / account holder | $23,442 | $1,727+1257.4% | $10,600+121.1% | $1,588+1375.7% |