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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,667 | $107,368+102.7% | $92,915+134.3% | $152,909+42.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 18.26% | 145.64%-127.4pp | 109.45%-91.2pp | 345.46%-327.2pp |
| Employer contribution / active EE | $12,373 | $4,222+193.0% | $3,653+238.7% | $4,764+159.7% |
| Participant deferral / active EE | $8,026 | $4,848+65.6% | $4,238+89.4% | $5,851+37.2% |
| Admin fee / account holder | $795 | $7,082-88.8% | $5,796-86.3% | $11,601-93.1% |