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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,251 | $97,761+72.1% | $83,850+100.7% | $135,382+24.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.89% | 1287.44%-1294.3pp | 850.92%-857.8pp | 519.77%-526.7pp |
| Employer contribution / active EE | $11,310 | $4,222+167.9% | $3,631+211.5% | $4,779+136.7% |
| Participant deferral / active EE | $6,590 | $4,682+40.7% | $4,082+61.4% | $5,609+17.5% |
| Admin fee / account holder | $818 | $6,674-87.8% | $5,478-85.1% | $10,829-92.4% |