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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,204 | $99,345+55.2% | $84,753+81.9% | $273,972-43.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.57% | 22.93%-16.4pp | 22.78%-16.2pp | 41.46%-34.9pp |
| Employer contribution / active EE | $10,499 | $4,214+149.2% | $3,574+193.7% | $4,869+115.6% |
| Participant deferral / active EE | $4,723 | $4,270+10.6% | $3,712+27.2% | $5,287-10.7% |
| Admin fee / account holder | $1,484 | $6,645-77.7% | $5,333-72.2% | $10,133-85.4% |