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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,984 | $126,661-57.4% | $113,397-52.4% | $138,895-61.1% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.5%+3.5pp | 79.9%+0.1pp |
| Annual return | 14.14% | 25.05%-10.9pp | 23.20%-9.1pp | 145.39%-131.3pp |
| Employer contribution / active EE | $2,938 | $3,456-15.0% | $2,977-1.3% | $4,194-29.9% |
| Participant deferral / active EE | $6,874 | $5,693+20.8% | $5,076+35.4% | $6,396+7.5% |
| Admin fee / account holder | $14,197 | $14,549-2.4% | $11,957+18.7% | $12,562+13.0% |