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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,984 | $124,425-56.6% | $112,040-51.8% | $137,256-60.7% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 14.14% | 24.72%-10.6pp | 24.52%-10.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $2,938 | $3,411-13.9% | $2,954-0.5% | $4,156-29.3% |
| Participant deferral / active EE | $6,874 | $5,718+20.2% | $5,098+34.9% | $6,407+7.3% |
| Admin fee / account holder | $14,197 | $15,207-6.6% | $12,098+17.3% | $12,270+15.7% |