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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,465 | $123,859-87.5% | $69,632-77.8% | $145,897-89.4% |
| Participation rate | 90.9% | 69.2%+21.7pp | 66.4%+24.5pp | 80.3%+10.6pp |
| Annual return | 19.57% | 192.49%-172.9pp | 101.32%-81.8pp | 552.29%-532.7pp |
| Employer contribution / active EE | $2,474 | $2,673-7.5% | $1,708+44.8% | $4,663-46.9% |
| Participant deferral / active EE | $3,821 | $4,242-9.9% | $2,889+32.2% | $6,689-42.9% |
| Admin fee / account holder | $723 | $7,817-90.7% | $4,695-84.6% | $13,390-94.6% |