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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,566 | $106,267+63.3% | $96,520+79.8% | $139,456+24.5% |
| Participation rate | 45.5% | 77.8%-32.4pp | 74.3%-28.9pp | 80.3%-34.9pp |
| Annual return | 15.82% | 38.45%-22.6pp | 35.72%-19.9pp | 373.45%-357.6pp |
| Employer contribution / active EE | $1,744 | $4,105-57.5% | $3,739-53.3% | $4,753-63.3% |
| Participant deferral / active EE | $4,561 | $5,454-16.4% | $4,879-6.5% | $6,711-32.0% |
| Admin fee / account holder | $1,766 | $7,882-77.6% | $6,733-73.8% | $11,407-84.5% |