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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,814 | $107,353+11.6% | $92,903+29.0% | $152,885-21.6% |
| Participation rate | 64.3% | 79.8%-15.5pp | 76.0%-11.7pp | 82.5%-18.2pp |
| Annual return | 21.28% | 145.62%-124.3pp | 109.43%-88.2pp | 345.39%-324.1pp |
| Employer contribution / active EE | $1,774 | $4,222-58.0% | $3,653-51.4% | $4,763-62.8% |
| Participant deferral / active EE | $3,920 | $4,848-19.1% | $4,238-7.5% | $5,851-33.0% |
| Admin fee / account holder | $1,732 | $7,081-75.5% | $5,795-70.1% | $11,598-85.1% |