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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,863 | $106,008+35.7% | $92,240+56.0% | $147,586-2.5% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 15.27% | 50.05%-34.8pp | 176.29%-161.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $1,732 | $4,333-60.0% | $3,680-52.9% | $4,876-64.5% |
| Participant deferral / active EE | $3,674 | $4,478-18.0% | $3,897-5.7% | $5,439-32.5% |
| Admin fee / account holder | $4,819 | $6,333-23.9% | $5,194-7.2% | $10,886-55.7% |