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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,486 | $239,571-75.2% | $183,328-67.6% | $137,256-56.7% |
| Participation rate | 54.5% | 82.4%-27.9pp | 77.3%-22.8pp | 80.0%-25.4pp |
| Annual return | 14.69% | 35.69%-21.0pp | 29.67%-15.0pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,393 | $6,148-77.3% | $5,055-72.5% | $4,156-66.5% |
| Participant deferral / active EE | $4,045 | $7,995-49.4% | $6,795-40.5% | $6,407-36.9% |
| Admin fee / account holder | $3,059 | $30,059-89.8% | $21,427-85.7% | $12,270-75.1% |