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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,340 | $175,257-46.7% | $149,717-37.7% | $139,456-33.1% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 11.45% | 166.70%-155.3pp | 134.41%-123.0pp | 373.45%-362.0pp |
| Employer contribution / active EE | $3,194 | $5,477-41.7% | $4,820-33.7% | $4,753-32.8% |
| Participant deferral / active EE | $7,766 | $6,521+19.1% | $5,682+36.7% | $6,711+15.7% |
| Admin fee / account holder | $72 | $16,156-99.6% | $13,213-99.5% | $11,407-99.4% |