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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,869 | $181,896-74.2% | $156,551-70.1% | $273,972-82.9% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 3.62% | 30.74%-27.1pp | 32.23%-28.6pp | 41.46%-37.8pp |
| Employer contribution / active EE | $2,842 | $6,248-54.5% | $5,501-48.3% | $4,869-41.6% |
| Participant deferral / active EE | $6,654 | $5,550+19.9% | $4,871+36.6% | $5,287+25.9% |
| Admin fee / account holder | $17,669 | $15,560+13.6% | $13,028+35.6% | $10,133+74.4% |