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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,045 | $209,422+7.9% | $178,503+26.6% | $158,982+42.2% |
| Participation rate | 73.3% | 86.4%-13.0pp | 81.9%-8.6pp | 82.0%-8.6pp |
| Annual return | 17.35% | 188.81%-171.5pp | 151.12%-133.8pp | 302.99%-285.6pp |
| Employer contribution / active EE | $4,471 | $5,707-21.7% | $5,011-10.8% | $4,763-6.1% |
| Participant deferral / active EE | $3,686 | $5,955-38.1% | $5,202-29.1% | $5,983-38.4% |
| Admin fee / account holder | $4,139 | $17,079-75.8% | $13,987-70.4% | $11,252-63.2% |