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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,101 | $202,342-15.4% | $172,753-1.0% | $152,909+11.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 27.53% | 1029.88%-1002.4pp | 803.00%-775.5pp | 345.46%-317.9pp |
| Employer contribution / active EE | $5,386 | $5,857-8.0% | $5,144+4.7% | $4,764+13.1% |
| Participant deferral / active EE | $4,283 | $5,948-28.0% | $5,198-17.6% | $5,851-26.8% |
| Admin fee / account holder | $1,283 | $17,112-92.5% | $13,956-90.8% | $11,601-88.9% |