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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,239 | $72,071+72.4% | $68,368+81.7% | $137,256-9.5% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 17.00% | 353.14%-336.1pp | 292.57%-275.6pp | 220.34%-203.3pp |
| Employer contribution / active EE | $5,580 | $2,788+100.1% | $2,649+110.6% | $4,156+34.3% |
| Participant deferral / active EE | $17,417 | $4,410+294.9% | $4,123+322.5% | $6,407+171.8% |
| Admin fee / account holder | $937 | $5,336-82.4% | $5,150-81.8% | $12,270-92.4% |