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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,112 | $168,635-78.6% | $147,617-75.5% | $125,389-71.2% |
| Participation rate | 62.5% | 88.8%-26.3pp | 84.6%-22.1pp | 83.2%-20.7pp |
| Annual return | -0.33% | 77.65%-78.0pp | 61.98%-62.3pp | 282.24%-282.6pp |
| Employer contribution / active EE | $3,642 | $6,252-41.7% | $5,564-34.5% | $4,866-25.2% |
| Participant deferral / active EE | $5,880 | $5,507+6.8% | $4,895+20.1% | $5,352+9.9% |
| Admin fee / account holder | $8,989 | $13,580-33.8% | $11,612-22.6% | $9,541-5.8% |