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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,040 | $175,257-41.8% | $149,717-31.8% | $139,456-26.8% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 13.48% | 166.70%-153.2pp | 134.41%-120.9pp | 373.45%-360.0pp |
| Employer contribution / active EE | $2,704 | $5,477-50.6% | $4,820-43.9% | $4,753-43.1% |
| Participant deferral / active EE | $4,883 | $6,521-25.1% | $5,682-14.1% | $6,711-27.2% |
| Admin fee / account holder | $103,705 | $16,156+541.9% | $13,213+684.9% | $11,407+809.1% |