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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,895 | $148,582+170.5% | $135,942+195.6% | $139,456+188.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 14.34% | 79.26%-64.9pp | 68.28%-53.9pp | 373.45%-359.1pp |
| Employer contribution / active EE | $1,443 | $5,245-72.5% | $4,858-70.3% | $4,753-69.6% |
| Participant deferral / active EE | $10,800 | $8,101+33.3% | $7,759+39.2% | $6,711+60.9% |
| Admin fee / account holder | $2,532 | $12,402-79.6% | $10,764-76.5% | $11,407-77.8% |