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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,292 | $138,075+42.2% | $123,552+58.9% | $135,379+45.0% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -6.23% | 153.70%-159.9pp | 119.20%-125.4pp | 519.79%-526.0pp |
| Employer contribution / active EE | $633 | $5,152-87.7% | $4,628-86.3% | $4,779-86.8% |
| Participant deferral / active EE | $7,400 | $6,800+8.8% | $6,426+15.2% | $5,609+31.9% |
| Admin fee / account holder | $1,896 | $10,917-82.6% | $9,285-79.6% | $10,828-82.5% |