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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,112 | $138,114-72.4% | $125,391-69.6% | $134,545-71.7% |
| Participation rate | 53.3% | 84.5%-31.2pp | 82.4%-29.1pp | 81.2%-27.9pp |
| Annual return | -17.99% | 750.88%-768.9pp | 572.41%-590.4pp | 418.37%-436.4pp |
| Employer contribution / active EE | $1,843 | $5,246-64.9% | $4,816-61.7% | $4,742-61.1% |
| Participant deferral / active EE | $5,176 | $7,801-33.6% | $7,448-30.5% | $6,401-19.1% |
| Admin fee / account holder | $2,212 | $11,570-80.9% | $10,009-77.9% | $11,431-80.7% |