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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,656 | $157,304-83.7% | $141,197-81.8% | $152,909-83.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 18.67% | 64.34%-45.7pp | 71.41%-52.7pp | 345.46%-326.8pp |
| Employer contribution / active EE | $1,559 | $5,263-70.4% | $4,736-67.1% | $4,764-67.3% |
| Participant deferral / active EE | $2,747 | $7,111-61.4% | $6,710-59.1% | $5,851-53.1% |
| Admin fee / account holder | $12,029 | $12,126-0.8% | $10,265+17.2% | $11,601+3.7% |