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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,700 | $165,399-87.5% | $149,745-86.2% | $158,982-87.0% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 18.60% | 348.34%-329.7pp | 276.72%-258.1pp | 302.99%-284.4pp |
| Employer contribution / active EE | $1,350 | $5,105-73.6% | $4,646-70.9% | $4,763-71.7% |
| Participant deferral / active EE | $4,326 | $7,183-39.8% | $6,843-36.8% | $5,983-27.7% |
| Admin fee / account holder | $7,173 | $10,811-33.6% | $9,312-23.0% | $11,252-36.2% |