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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,645 | $150,442+24.7% | $136,295+37.7% | $147,585+27.1% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 12.29% | 1049.09%-1036.8pp | 5155.97%-5143.7pp | 578.56%-566.3pp |
| Employer contribution / active EE | $5,000 | $5,256-4.9% | $4,695+6.5% | $4,876+2.5% |
| Participant deferral / active EE | $3,893 | $6,630-41.3% | $6,247-37.7% | $5,439-28.4% |
| Admin fee / account holder | $13,182 | $10,905+20.9% | $9,243+42.6% | $10,885+21.1% |