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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,870 | $157,304+42.3% | $141,197+58.6% | $152,909+46.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.35% | 64.34%-48.0pp | 71.41%-55.1pp | 345.46%-329.1pp |
| Employer contribution / active EE | $5,833 | $5,263+10.8% | $4,736+23.2% | $4,764+22.4% |
| Participant deferral / active EE | $5,883 | $7,111-17.3% | $6,710-12.3% | $5,851+0.5% |
| Admin fee / account holder | $1,397 | $12,126-88.5% | $10,265-86.4% | $11,601-88.0% |