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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,869 | $171,492+130.3% | $150,734+162.0% | $198,609+98.8% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 13.41% | 804.70%-791.3pp | 600.81%-587.4pp | 202.70%-189.3pp |
| Employer contribution / active EE | $2,328 | $5,470-57.4% | $4,918-52.7% | $5,055-54.0% |
| Participant deferral / active EE | $21,826 | $6,259+248.7% | $5,610+289.1% | $6,977+212.8% |
| Admin fee / account holder | $3,720 | $17,628-78.9% | $14,905-75.0% | $19,030-80.5% |