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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,209 | $156,398+69.6% | $147,318+80.0% | $138,895+90.9% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 14.45% | 78.75%-64.3pp | 70.43%-56.0pp | 145.39%-130.9pp |
| Employer contribution / active EE | $19,108 | $4,853+293.7% | $4,593+316.0% | $4,194+355.6% |
| Participant deferral / active EE | $15,407 | $8,237+87.0% | $7,906+94.9% | $6,396+140.9% |
| Admin fee / account holder | $916 | $14,976-93.9% | $13,708-93.3% | $12,562-92.7% |