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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,209 | $155,555+70.5% | $146,866+80.6% | $155,188+70.9% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 14.45% | 115.41%-101.0pp | 102.85%-88.4pp | 148.84%-134.4pp |
| Employer contribution / active EE | $19,108 | $4,647+311.2% | $4,425+331.8% | $4,248+349.8% |
| Participant deferral / active EE | $15,407 | $8,044+91.5% | $7,759+98.6% | $6,531+135.9% |
| Admin fee / account holder | $916 | $14,755-93.8% | $13,620-93.3% | $14,480-93.7% |