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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,114 | $127,387-71.6% | $115,038-68.6% | $125,389-71.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -10.51% | 31.28%-41.8pp | 26.14%-36.7pp | 282.24%-292.8pp |
| Employer contribution / active EE | $2,359 | $5,166-54.3% | $4,608-48.8% | $4,866-51.5% |
| Participant deferral / active EE | $6,830 | $6,423+6.3% | $6,026+13.3% | $5,352+27.6% |
| Admin fee / account holder | $1,429 | $9,516-85.0% | $8,175-82.5% | $9,541-85.0% |