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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,595 | $165,399-73.6% | $149,745-70.9% | $158,982-72.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -0.80% | 348.34%-349.1pp | 276.72%-277.5pp | 302.99%-303.8pp |
| Employer contribution / active EE | $2,588 | $5,105-49.3% | $4,646-44.3% | $4,763-45.7% |
| Participant deferral / active EE | $5,972 | $7,183-16.9% | $6,843-12.7% | $5,983-0.2% |
| Admin fee / account holder | $26,806 | $10,811+148.0% | $9,312+187.9% | $11,252+138.2% |