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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,452 | $88,996-27.6% | $78,004-17.4% | $138,895-53.6% |
| Participation rate | 95.2% | 74.4%+20.9pp | 69.4%+25.8pp | 79.9%+15.3pp |
| Annual return | 8.77% | 28.03%-19.3pp | 31.07%-22.3pp | 145.39%-136.6pp |
| Employer contribution / active EE | $2,879 | $2,917-1.3% | $2,469+16.6% | $4,194-31.4% |
| Participant deferral / active EE | $5,583 | $4,724+18.2% | $4,092+36.5% | $6,396-12.7% |
| Admin fee / account holder | $37,559 | $8,807+326.5% | $7,578+395.6% | $12,562+199.0% |