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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,497 | $59,839+49.6% | $81,991+9.2% | $79,852+12.1% |
| Participation rate | 60.0% | 61.6%-1.6pp | 69.3%-9.3pp | 69.6%-9.6pp |
| Annual return | 15.41% | 17.56%-2.1pp | 41.31%-25.9pp | 31.72%-16.3pp |
| Employer contribution / active EE | $1,911 | $1,713+11.5% | $2,498-23.5% | $2,471-22.7% |
| Participant deferral / active EE | $4,626 | $2,695+71.7% | $3,722+24.3% | $3,740+23.7% |
| Admin fee / account holder | $281 | $4,287-93.4% | $5,665-95.0% | $5,306-94.7% |