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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,207 | $81,840-30.1% | $63,412-9.8% | $125,389-54.4% |
| Participation rate | 68.8% | 73.0%-4.3pp | 67.1%+1.6pp | 83.2%-14.4pp |
| Annual return | -1.61% | -0.10%-1.5pp | 4.04%-5.6pp | 282.24%-283.8pp |
| Employer contribution / active EE | $2,257 | $2,377-5.0% | $1,814+24.4% | $4,866-53.6% |
| Participant deferral / active EE | $4,700 | $3,064+53.4% | $2,496+88.4% | $5,352-12.2% |
| Admin fee / account holder | $1,726 | $4,951-65.1% | $3,753-54.0% | $9,541-81.9% |