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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,763 | $183,627-56.0% | $155,602-48.1% | $145,978-44.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 23.58% | 61.32%-37.7pp | 64.81%-41.2pp | 550.52%-526.9pp |
| Employer contribution / active EE | $3,510 | $5,316-34.0% | $4,675-24.9% | $4,662-24.7% |
| Participant deferral / active EE | $12,091 | $6,466+87.0% | $5,629+114.8% | $6,690+80.7% |
| Admin fee / account holder | $7,307 | $19,327-62.2% | $15,923-54.1% | $13,400-45.5% |