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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,106 | $175,257-62.3% | $149,717-55.8% | $139,456-52.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 37.84% | 166.70%-128.9pp | 134.41%-96.6pp | 373.45%-335.6pp |
| Employer contribution / active EE | $3,769 | $5,477-31.2% | $4,820-21.8% | $4,753-20.7% |
| Participant deferral / active EE | $17,193 | $6,521+163.7% | $5,682+202.6% | $6,711+156.2% |
| Admin fee / account holder | $5,613 | $16,156-65.3% | $13,213-57.5% | $11,407-50.8% |