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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,659 | $93,346-27.5% | $71,796-5.8% | $273,972-75.3% |
| Participation rate | 57.1% | 76.5%-19.4pp | 69.1%-12.0pp | 83.0%-25.9pp |
| Annual return | 4.09% | 130.39%-126.3pp | 78.04%-74.0pp | 41.46%-37.4pp |
| Employer contribution / active EE | $1,010 | $2,733-63.0% | $1,924-47.5% | $4,869-79.3% |
| Participant deferral / active EE | $5,812 | $3,475+67.2% | $2,794+108.0% | $5,287+9.9% |
| Admin fee / account holder | $0 | $6,571-100.0% | $4,815-100.0% | $10,133-100.0% |